Consumer Bankruptcy Attorneys In Elizabethtown

If you are struggling with debts, the bankruptcy process may provide you with the chance you need to get a financial fresh start.

At Lonneman & McMahan PLLC, our attorneys can be with you every step of the way through the consumer bankruptcy process, whether you are filing for Chapter 7 or Chapter 13. Our Elizabethtown, Kentucky-based law firm can help you with a filing that could:

  • Wipe away all of your unsecured debts, such as medical debt and credit card bills
  • Put a stop to wage garnishment and all collection activities
  • Stop any foreclosure action, potentially giving you the time to get caught up on back payments or negotiate a loan modification
  • Allow you to keep your most-valued assets such as your house and car

Which Chapter Is Right For Me?

When it comes to deciding which chapter of the bankruptcy code to file under, consumers usually have two choices:

  • Chapter 7 is a faster process for people with minimal assets. A Chapter 7 filing can be completed in less than a year. At the end of the process, many of your unsecured debts are wiped away.
  • Chapter 13 typically works better for people with greater assets. Filers will consolidate their debts into a monthly payment that they will make for three to five years. At the end of that period, their remaining debts will be discharged. This is the better option if you are behind on your mortgage and are fighting a foreclosure.

Our lawyers can answer any questions you have, and more importantly, dispel any myths about the bankruptcy process. We understand federal and state bankruptcy laws and the exemptions that they provide, which will allow you to keep most of your assets.

Talk To A Bankruptcy Attorney Today

You do not have to struggle with debts for the rest of your life, but it is important that you take action quickly. Contact Lonneman & McMahan PLLC, to talk about your debt troubles with our lawyers today. We can help you get the clean slate you deserve.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.